Mortgage Underwriter

Job Title Underwriter Reports To Underwriting Manager About Us: At Rize Mortgage, we pride ourselves on helping individuals and families achieve their dreams of homeownership. As a growing mortgage lending company, we are committed to providing exceptional service, innovative solutions, and a seamless lending experience. We are looking for a dynamic Underwriter to join our team. Job Overview The mortgage underwriter will evaluate and determine the eligibility of loan applications. The mortgage underwriter's responsibilities include analyzing and verifying loan applications, evaluating risks, and making loan eligibility decisions. A successful mortgage underwriter should be able to exercise sound judgment based on detailed analysis and ensure that all documentation is in compliance with the relevant regulations. Responsibilities and Duties · Authorizing and underwriting loans. · Reviewing and verifying loan applications and supporting documentation. · Analyzing loan risk and requesting additional information as necessary. · Preparing reports on assessment findings. · Making loan eligibility decisions and approving or rejecting applications. · Reviewing and specifying loan conditions as necessary. · Ensuring compliance with regulatory standards. · Ensuring compliance with company policies and guidelines. · Documenting and effectively communicating reasons for the approval/rejection of loans. · Returning applications with additional documentation to the loan officer for review. Qualifications · Bachelors degree preferred, not required · Experience in loan underwriting. · Highly organized and able to prioritize. · Good communication skills, both verbal and written. · Detail-oriented with strong data analysis skills. · High mathematical aptitude. · Good working knowledge of mortgage loan processing and relevant legal regulations. · Proficiency in Microsoft Office and automated underwriting systems. What We Offer: - Competitive Salary: Commensurate with experience and qualifications. - Benefits: Health, dental, and vision coverage, 401(k), paid time off, and more. - Career Development: Opportunities for professional growth and advancement within a supportive and collaborative environment. - Work-Life Balance: Flexible work options to support your personal and professional needs. How to Apply: If you are a motivated and experienced Underwriting Manager with a passion for excellence in the mortgage industry, we would love to hear from you! Please submit your resume and cover letter to humanresource@rizemtg.com or apply directly through Indeed. Rize Mortgage is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Pay: $90,000.00 - $110,000.00 per year Benefits: - 401(k) - Dental insurance - Health savings account - Life insurance - Paid time off - Vision insurance Work Location: Remote