Main responsibilities/areas of focus are listed below: - To oversee and expand loans in the commercial and agriculture loan portfolio in order to provide additional diversification of earning assets for the bank, and to take advantage of opportunities for cross-selling and creating multiple relationships per customer. - Assist in the creation of achievable bank and officer goals in the department for loan growth, new deposit accounts, and fee income. Monitor sales efforts and create obtainable benchmarks that support the bank's strategic plan and for the branch. - Responsible for promoting and cross-selling all bank products and services. - Create and maintain a current network of local contacts that can be used to generate referrals and promote the bank. This network will be constantly evolving and changing to take advantage of new opportunities with new clients. AREAS OF ACCOUNTABILITY - Follow bank and regulatory procedures and policies in securing, structuring, risk rating, pricing and analyzing commercial credits - Prepare credit presentations - Actively participate as a member of the Loan Committee - Negotiate problems or past due loans with borrowers according to ethical and regulatory guidelines - Consults with CEO, Chief Credit Officer, and supervisor about any and all foreclosures, risk rating downgrades, and insufficient collateral situations Ideal Candidate would have - Minimum of 5 years of commercial lending experience in this market area - 4-year degree in a related field of study - Track record of success with prospecting new business annually - Strong knowledge and understanding of commercial and agriculture loan products - Strong understanding of credit analysis, underwriting, and origination For more information, reach out to your Minnesota & North Dakota Banking Recruiter, Sondrae Spade. Feel free to follow Sondrae's LinkedIn page for more great opportunities across the nation. All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States for the past 30 years. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
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